NCCAP: The Challenge Poverty Presents to All of Us

At North Central Community Action Program, Inc. (NCCAP) we work with low-income individuals and families who face multiple challenges in their lives. This is not a new concept for our organization or for any Community Action Agency. Low-income people as a whole have many obstacles to overcome. Whether it is limited income, housing and homelessness, health issues, mental health diagnoses, issues caused by victimization or dysfunctional family dynamics low-income people have many issues that impact their lives and make life challenging. These challenges make providing services challenging as well.

At NCCAP our mission is to act as an advocate, provider, and facilitator of programs and services for low-income individuals in Lincoln, Marathon, and Wood Counties (Wisconsin). NCCAP seeks to create opportunities for people and communities to obtain skills, identify, and utilize resources and explore innovative options necessary to reduce poverty and increase self-sufficiency. As far as missions go, we feel that this mission is a good one. Our Board of Directors adopted this mission and it is appropriate for our organization. Our mission meets national performance standards for a mission statement in the Community Action world and provides guidance and direction for the services we provide to our clients. We take pride in our approach to working with low-income people and this has been the case since we first began as an organization in 1966. Continue reading

CAP Services Receives $250,000 to Continue SBA Microloans

CAP Services Inc. was recently awarded $250,000 from the U.S. Small Business Administration (SBA) to relend under the SBA’s Microloan program.

CAP Services, which provides business assistance and lending services in Calumet, Marathon, Marquette, Waushara, Portage, Outagamie, Waupaca and Wood counties, was named an SBA micro-lender in 2013, with an initial award of the same amount.

“We’ve loaned out almost all of the initial $250,000, so this new award will allow us to continue offering microloans to small start-ups and expanding business that may face difficulty finding financing from a traditional lender,” said Laura West, CAP’s director of Business Development.

The SBA’s microloan program provides loans up to $50,000 to help small businesses start up and expand. Intermediaries administer the Microloan program for eligible borrowers. CAP was approved as an intermediary lender in 2013 based on its experience in lending as well as management and technical assistance experience. Continue reading